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843BHM Staff

THE 843 TEAM OF ADVISORS

843 Benefits and Health Marketplace advisors are not employees, rather independent business owners themselves, focused on maintaining a direct, on-going relationship with you throughout the life cycle of your business.  Our compensation grows as you grow, which we think aligns our goals with those of our clients in a way that encourages committed, long term solutions.

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DAVE WILLIAMS

Founder | Principal Advisor

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Dave is the president and founder of 843 Benefits and Health Marketplace and has been working in the insurance industry since 2001.  Dave is continually focused on improving the communication and education between employees and their benefits in the hope of creating more educated and proactive employees who can participate in efforts to obtain better insurance rates and improved claims costs.  He is primarily focused on group benefits and supporting the needs of the small to medium sized businesses.

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BRYAN STEIMETZ

Group Benefits and Individual Benefits Advisor 

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Bryan is well versed in marketplace operations and is excited to join 843 BHM in a role which allows him to truly operate as an advisor to his clients.  Bryan has a tremendous amount of sales experience in the greater Charleston area and will be focused on growing our presence locally and in new markets throughout the state.  He specializes in retail and service industries and frequently visits his clients with face to face drop ins.

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KINLEY DURANT FRESHLEY

Benefits Advisor 

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Kinley started her career in the individual insurance space and is excited to team up with 843BHM to grow her role as a complete benefits advisor for both individuals and businesses throughout the state.  Kinley grew up in the Charleston area and currently resides in Murrells Inlet where she will be focused on growing our presence in the coastal and piedmont regions of the state.  

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HEIDI HOUZE

Benefits Advisor 

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Heidi joins 843 BHM from the Caring Transitions real estate team where she assists aging adults with lifestyle changes and takes a very hands on approach to helping her clients.  She is focused on both business clients and the senior market, holding specialty licenses for medicare and medicare advantage solutions.  She has additional experience in the insurance industry from the property and casualty side and is now growing her group and individual health insurance business in the Summerville and North Charleston areas.

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THE CASON GROUP

General Agency

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The Cason Group is our GA or General Agency.  They provide oversight, technology, software, and direct carrier support for general administration tasks.  They also assist with billing and claim issues that need escalations.  In general terms, they act as an extension of our business to help yours run smoothly!  In football terms, they are our offensive line, and we are your quarterback!

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AMWINS Insurance Services

General Agency

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Amwins is an additional general agent that we use for clients that are supported by the ABRA and Employee Navigator benefit admin software solutions.  Dennis O'Keefe is our internal contact and is frequently on group email correspondence to help direct traffic through his team.  They are frequently involved in build-outs and integrations with other vendors.

Why work with us?

Because the cost of providing insurance rarely changes, only the underlying risk. 
So until we all start addressing the risk, and cost of providing care, rates will continue to climb.

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WE ALL must do a better job educating people about their benefits
and provide opportunities to cultivate a more proactive and engaged consumer
that can participate in lowering medical risk and improving sustainable cost reduction solutions.

Why is 843BHM different?
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843 Benefits and Health Marketplace

843 Benefits and Health Marketplace is a locally owned benefit agency established in beautiful Charleston, SC. 

We have been serving the lowcountry since 2001 and appreciate the trust our clients have shown us as we have all grown together throughout the years and are excited to open our newest location in Bluffton, SC. 

There is nothing more rewarding to us than to watch local businesses thrive and prosper with the help of a great benefit plan strategy. 

© 2025 843 Benefits and Health Marketplace

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