Because the cost of providing insurance rarely changes, only the underlying risk. 
So until we all start addressing the risk, and cost of providing care, rates will continue to climb.

WE ALL must do a better job educating people about their benefits
and provide opportunities to cultivate a more proactive and engaged consumer
that can participate in lowering medical risk and improving sustainable cost reduction solutions.

Why is 843BHM different?
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843 Benefits is a dynamic benefit advisory firm committed to maintaing the personal touch your small business demands.  We partner with other like minded supportive services to create a TEAM of experts that work together for YOUR benefit.  By keeping these services independent and local we feel you will always get the best service and support while keeping your company under the umbrella of a united team of experts who know you and your corporate mission.


CEO | Principal Advisor


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Dave is the president and founder of 843 Benefits and Health Marketplace and has been working in the insurance industry since 2001.  Dave is continually focused on improving the communication and education between employees and their benefits in the hope of creating more educated and proactive employees who can participate in the efforts to obtain better insurance rates and more stable benefit solutions.


Communications and Wellness Director


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Sydney Derrick is our Director of Communications & Wellness. Her goal is to spread the word about 843 Benefits and emphasize all that we can provide – more than just your everyday health insurance! In her free time, she can usually be found indulging her love of history with research into the old homes and buildings around Charleston. 


General Agency

The Cason Group

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The Cason Group is our general agency, which means most of what we do runs through them.  They provide oversight, technology, software, and direct carrier support for general administration tasks.  They act as an extension of our business to help yours run smoothly!


COBRA and HR Compliance


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ProBenefits specializes in administration and compliance for health and benefit plans.  They administer Sec 125 plans, HRAs, HSAs, and COBRA.  They also offer a range of benefit  compliance services to assist employers with ACA reporting tasks and are well integrated with our benefit administration software.


Providing business owners with a one stop shop doesn't have to come with a national big box firm. 

We have developed a collective of business services to help simplify your other HR/Insurance/Payroll needs. 
We work closely with these providers and consistently communicate and evaluate opportunities to bring you the best local solutions under one roof and simplify your operational needs.


Staying up-to-date on a wide range of employee benefits topics can be difficult and time-consuming. Zywave offers the industry’s most expansive employee benefits content library that will help you build your expertise.

Free Platform for all clients of 843BHM

The biggest difference between us and our competitors is that we offer real people as part of our service to you—not just software. We connect with our clients and know who they are. We do not use company codes as identifiers, have a two-hour response time, and manage everything related to HR, payroll, and benefits for our clients and their employees.  Download an About Us pdf.

Charleston Payroll's commitment is to the small businesses that make up our great community. Our mission statement is to provide excellent, immediate customer service to your small to mid-size business in Charleston while also saving you time and money on your payroll processing. We are built on the trust and confidence of our clients and we treat your business as part of our family.

Locally owned and operated, Charleston Payroll is a full service payroll provider specializing in direct deposit, time & attendance tracking, total tax filing, easy online processing, and much more!

Bamboo HR

BambooHR consolidates all of your employee information from all of your locations into a single view. You can then access, control, sort, analyze, and take action on the data instantly-from your office, the road or home.

BambooHR is like having your own fleet of Pandas to do all of the work for you....

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Commercial Insurance and Financial Services

We know health insurance isn't the only kind of insurance you need, that's why we sought out the best local agencies to deliver a one stop shop for you and your employees.  We communicate regularly with these advisors to deliver the same independent and unbiased guidance you've come to expect from 843 Benefits.

Atlantic Shield Insurance

At Atlantic Shield, we understand! Established in the heart of Mt Pleasant, SC Atlantic Shield Insurance Group has been locally owned since 2004. We love serving the communities where we live, work and play.

In fact, 95% of our new customers come to us through the kind words of our existing customers. Our success is simple: we have created a step-by-step process to help you navigate the sea of options with confidence.

No longer will you have to feel overwhelmed and confused, but you can rest easy knowing you are protected, and can get back to focusing on the important things and enjoying your life!

Independent Commercial Insurance Broker

As an independent agency, we represent multiple carriers and are able to quote and sell the products that most appropriately meet the needs of our clients. By having access to multiple carriers, we are able to deliver comprehensive coverage at competitive premiums.

Call us today to get a quote! 

Unlike the traditional approach of one advisor attempting to be everything to the client, we believe in a team-centered approach to our consulting.   In a world full of fast paced transactions, we believe slowing down to establish deep understanding of situations is where true value is created.  One of the first steps in our process is listen, then to steward a conversation that reflects your personal story.  

We believe wisdom is never something that should be sold. It is something to be shared.

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